Coverages
Personal Excess (Umbrella) Liability
This coverage increases the liability limits in your underlying home, auto, and watercraft policy. Worldwide excess liability limits are available up to $100 million. It is important to review your unique lifestyle, asset structures, and how each of your homes, autos, and watercraft are titled to make sure you, and all entities to which the assets are titled, have proper protection.
We can guide you to the key factors to consider when selecting a proper umbrella limit. Your wealth manager will also play an important part in this joint, collaborative discussion.
Liability lawsuits can expose your net worth and future earnings if not properly protected by an excess personal umbrella policy. Take time to discuss this important coverage with your insurance advisor and understand what liability exposures exist for you and your family.